Who is the Most Likely to Get Scammed?

28 May 2024

In the digital age, scams have become increasingly sophisticated, targeting a broad spectrum of individuals. While anyone can fall victim to a scam, certain demographics are more susceptible due to specific factors. Understanding who is most likely to get scammed can help in creating effective prevention strategies. In a recent poll 15% of responders said that they or someone in their household were a victim of a scam in the past year.

Elderly Individuals

Seniors are often prime targets for scammers. They may be less familiar with digital technology and more trusting of unsolicited calls or emails. Scammers exploit their lack of familiarity with digital platforms, posing as legitimate organizations to steal sensitive information or money. Moreover, older adults may not regularly update their devices, making them vulnerable to malware and phishing attacks.

Young Adults

Contrary to popular belief, young adults are also highly susceptible to scams. Growing up in the digital era, they often engage in online activities such as shopping, social media, and job hunting, which can expose them to various scams. They may fall prey to phishing emails, fake job offers, and online shopping frauds. Additionally, their tendency to share personal information freely on social media can be exploited by cybercriminals.

Individuals Under Financial Stress

People experiencing financial difficulties are more likely to fall for get-rich-quick schemes and fraudulent loan offers. Scammers prey on their desperation, offering seemingly easy solutions to their financial woes. These individuals might be more inclined to take risks, making them easy targets for investment frauds and lottery scams.

Less Tech-Savvy Users

Individuals who are not well-versed in technology are more prone to online scams. They might not recognize phishing attempts or understand the importance of cybersecurity measures like strong passwords and two-factor authentication. This group often includes the elderly but can also encompass people from various age groups who have limited experience with digital tools.

How to avoid scams and protect your money and information with these safety measures:

  • Keep your device security settings at their highest levels and ensure they are updated with the latest patches. Enable automatic updates on your computers, laptops, and devices.
  • Never share personally identifiable information, such as your Social Security number, banking details, or credit card number, with unverified contacts.
  • Be mindful of the information you share on social media.
  • When interacting with a new online friend or love interest, perform a reverse photo search on any shared pictures to verify their authenticity.
  • Avoid clicking on embedded links or downloading attachments from emails sent by unknown contacts.
  • Avoid clicking on advertisements that offer quick returns on investments or other ‘too good to be true’ offers.
  • Never wire money to unverified contacts. In particular if someone wants payment in cryptocurrency then the chances are it’s a scam.
  • Use strong, unique, and long passwords for each of your accounts. A password manager can help you generate and remember secure passwords. Use 2 factor authentication and never disclose your passwords.
  • Be cautious of red flags in websites, ads, and emails, such as poor grammar and spelling, lack of a physical address or phone number, claims of being in the military or working overseas, demands for payment by wire transfer, gift cards, or cryptocurrency, and URLs that are very similar to reputable company web addresses.
  • Never under any circumstances allow someone to remote access your computer or device unless they are someone you know and trust.


Scammers are adept at identifying and exploiting vulnerabilities. While the elderly, young adults, individuals under financial stress, and less tech-savvy users are particularly at risk, awareness and education can significantly reduce the likelihood of falling victim to scams. By staying informed and cautious, individuals can better protect themselves against the ever-evolving tactics of scammers.

Speak to our security team at Archway Securities to learn more.

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